EBA,
here.
"In the event that the ASPSP does not have a system that enables it to adequately respond to
the confirmation request sent by the provider initiating the payment, then the ASPSP should
give PISPs the possibility of accessing the necessary data themselves, so as to allow them to
make their own judgements on the sufficient availability of funds."
"Given that PSD2 does not limit the types of payment transactions a PISP is allowed to offer,
and given the provisions in Articles 4(15) and 66(1) of PSD2 in particular, the EBA would like to
clarify that a PISP has the right to initiate the same transactions that the ASPSP offers to its
own PSUs, such as instant payments, batch payments, international payments, recurring
transactions, payments set by national schemes and future-dated payments."