Young generation tempted by Amazon bank-like services

Computerweekly, here. 

Government response to House of Lords Artificial Intelligence Select Committee’s Report on AI in the UK: Ready, Willing and Able?

UK Gov, here. 

Gütekriterien für algorithmische Prozesse

N. Rohde, hier. 

Companies under strain from GDPR requests

FT, here. 

How regulators can prevent excessive concentration online

The Economist, here and here.

Can Technology Be Stopped?

BBC Radio 4, Podcast here. 

Oracle to locate European fintech hub in Brussels

FinExtra, here. 

Before “After Consumer Welfare” -- A Response To Professor Wu

D. Melamed, N. Petit, here. 

Line to launch cryptocurrency exchange in Singapore

FT, here. 

The first "known" financial technology

Morgan Museum, NYC

(Small) Variations on a Theme: This blog's author Lund Presentation on "FinTech, TechFin, Competitive Markets: What Could Possibly Go Wrong?", here. 

Tommaso Valletti: “Gigantes tecnológicas devem ser mais investigadas”

Jornal Economico, aqui.

Concentrations: la Commission ouvre une enquête approfondie sur le projet d'acquisition de l'activité nylon de Solvay par BASF

Ce, ici.

Künstliche Intelligenz: Bundestag-Enquete soll Risiken und Chancen von KI ausloten

Heise.de, hier.

Strategic Review of Retail Banking Business Models

FCA, here.

The state of the Internet in France

Arcep, here.

Commerzbank ist offen für Apple – „Google Pay ist für uns nur der Anfang“

Handelsblatt, here.

Deceived by Design

Norwegian consumer protection agency, here.

Let’s make private data into a public good

M. Mazzucato, here.

Experian secures FCA accreditation to supply Open Banking and PSD2 services

FinExtra, here.

Amazon, the Brand Buster

NYTimes, here.

Der Marktmachttransfer bei digitalen Plattformen: zur Anwendung von Art 102 AEUV auf mehrseitige Märkte in der Internetökonomie

S. Holzweber, hier.

Data-Driven Mergers under EU Competition Law

A. Chirita, here.

EU Competition Law Enforcement vis-à-vis Exploitative Conducts in the Data Economy: Exploring the Terra Incognita

M. Botta and K. Wiedemann, here.

Erster DSGVO-Bescheid: Zugang zu alten Bankdaten muss gratis sein

Der Standard, hier.

FTC Commissioner Rohit Chopra at the EU Digital Clearing House

FinTech,TechFin, Competitive Markets: What Could Possibly Go Wrong?

S. Vezzoso (this blog’s author), presentation here. Please email me if you have any comment.

On The Future Of A PayPal-Owned Hyperwallet

Pymnts, here.

Bias detectives: the researchers striving to make algorithms fair

Nature, here.

Potential Antitrust Issues Lurking in Blockchain Technology

Orrick, here.

What happens if Apple loses its Supreme Court App Store antitrust appeal?

The Verge, here.

Big Tech’s Big-Time, Big-Scale Problem

G. Manne, J. Hurwitz, here.

Opinion of the European Banking Authority on the implementation of the RTS on SCA and CSC

EBA, here.
"In the event that the ASPSP does not have a system that enables it to adequately respond to the confirmation request sent by the provider initiating the payment, then the ASPSP should give PISPs the possibility of accessing the necessary data themselves, so as to allow them to make their own judgements on the sufficient availability of funds."

"Given that PSD2 does not limit the types of payment transactions a PISP is allowed to offer, and given the provisions in Articles 4(15) and 66(1) of PSD2 in particular, the EBA would like to clarify that a PISP has the right to initiate the same transactions that the ASPSP offers to its own PSUs, such as instant payments, batch payments, international payments, recurring transactions, payments set by national schemes and future-dated payments."

“ TECHNOPOLY” and what to do about it: Reform, Redress and Regulation

ResPublica, here. 

The regulatory mistakes that let Facebook and Google buy ad dominance

Axios, here. 

Super Platforms, Big Data, and the Competition Law: The Japanese Approach in Contrast with the US and the EU

T. Takigawa, here. 

Lessons from the Recent Commission’s Decision on Google. To Favour Oneself or Not, That is the Question

B. Mäihäniemi, here. 

Virtual Competition

N. Colombo, here. 

The Sound and Fury of Patent Activity

R. Feldman, M. Lemley, here. 

Amazon—An Infrastructure Service and Its Challenge to Current Antitrust Law

L. Khan, here (pp. 99 ff.), here. 

Digital Dominance

Edited by Martin Moore and Damian Tambini, here. 

‘Direct’ and ‘indirect’ effects of enforcement

DotEcon for CMA, here. 

No Fair Hearing for the DoJ in the AT&T-Time Warner Decision

C. Sagers, here. 

Data Nationalization in the Shadow of Social Credit Systems

F. Pasquale, here. 

Report on Competition Policy 2017

EC, here. 

Projet conjoint sur les algorithmes et leurs enjeux pour l'application du droit de la concurrence

Autorité de la concurrence, Bundeskartellamt, ici. 

Supreme Court to review Apple app store commissions case

FT, here. 

Egyptian Competition Authority imposes interim measures on FIFA for World Cup TV rights

Egypttoday.com, here. 

Committee on Economic and Monetary Affairs: Structured Dialogue with Margrethe Vestager

Video, here (from 15:17:30).

15:40:09 "the banking sector is developing because of FinTech, new ways of doing payments, new ways of doing banking and that will push the banking sector into restructuring"..."as I see it...the banking sector is in much better shape now than it was just a few years ago"

U.S. top court mulls Apple's App Store commissions in antitrust case

Reuters, here. 

Cryptocurrencies: looking beyond the hype

BIS, here.

Alexis Bledel, Kurt Russell, Beau Knapp to Star in Money Laundering Thriller 'Crypto'

Hollywood Reporter, here. 

CYBG plays up tech advantages in £1.7 billion takeover deal for Virgin Money

FinExtra, here. 

Salesforce deepens data sharing partnership with Google

TechCrunch, here. 

Diana Moss and Joshua Wright discuss AT&T-Time Warner Merger

C-SPAN, Video here. 

THE COURT’S DECISION TO LET AT&T AND TIME WARNER MERGE IS RIDICULOUSLY BAD

TheVerge, here. 

Economics and Antitrust

ABA Antitrust, Spring 2018, here. 

A community-driven project has proposed a model privacy bill for India that puts citizens first

Scroll.in, here. 

The Blockchain: A Data Structure With a Weird Cult Attached

D. Gerard, here. 

D’Enron aux fintech en passant par les subprimes : peut-on sanctionner ex post les abus de marché ?

F. Marty, ici. 

French media plan to meet with government over Google-GDPR concerns

Digiday, here. 

Fintech's Adyen Shows the Long Path to Unseat Giants of Finance

Bloomberg, here. 

Shutting down ePrivacy: lobby bandwagon targets Council

Corporate Europe, here. 

How Judge Leon blew it with U.S. v AT&T

The Washington Post, here. 

Preview of the upcoming discussions at ASCOLA 2018 NYC

Here.

And forget the distinction between the main track and the parallel sessions: great topics everywhere!

(mine included, of course 😊. I hope I’ll do it justice.  First draft of my paper coming soon. Abstract:
‘The use of technology to support the production and delivery of financial services has a long history, spanning from the written records of financial transactions in Mesopotamia, to much more recent developments, such as the first use in 1995 of the World Wide Web to provide online account checking, and the introduction of high‐frequency trading. In the last ten years, however, the adoption of digital technology in the financial sector, generally known as FinTech, has undergone a dramatic acceleration, both in the West and the East. In the latter, arguably, the magnitude of the transformative powers at work is most visible. Ant Financial Services Group, a spin‐out of e‐commerce platform Alibaba, lately achieved a market value of around €127 billion ($150 billion) based on the success of its digital payments system Alipay and money market fund Yu'e Bao. Tencent's popular instant‐messaging app WeChat incorporates an online payment service, WeChat Pay, which is used by a substantial proportion of its one billion monthly users. A strong trend towards mobile payments is also experienced in other countries, such as India. Ongoing transformations in the financial sector are significant and global, which creates opportunities and challenges for consumers, traditional and non‐traditional financial service providers, and regulators alike. Incumbent banks have expressed concerns about the disruptive potential and the dangers of Big Tech, which the Paper calls TechFin adopting the definition of Alibaba's CEO, Jack Ma. While banks brace themselves for potentially unsettling market developments, financial regulators discuss the impact of new technologies on processes and business models, as well as the need for a changed supervisory methodology. The challenge for most financial regulators is to ensure that the multiple benefits offered by these new technologies are realized without hampering consumer protection and compromising the stability of the financial system. The Paper embraces a different perspective and explores some of the likely consequences of FinTech in terms of market structure and competition. Keeping the literature strands on platforms in the background, we analyse the current push towards the “platformization” of banking services. If the financial sector moves towards production and distribution models where the banks see their pivotal role diminished, this is certainly of concern to financial regulators, who should at the very least adapt their supervisory methodologies to the new situation. From a competition policy perspective, however, it is important to identify the types of market structure that could better satisfy consumers' banking and financial needs. The Paper makes the point that the analysis of the possible impact of the FinTech revolution on competition dynamics in the financial sector is particularly relevant especially to make sure that the benefits of innovation are harnessed for the good of consumers. This perspective is solidly ingrained in the “long term” view of competition policy.’)

Venmo is discontinuing web support for payments and more

TechCrunch, here.

If You’re A Facebook User, You’re Also a Research Subject

Bloomberg, here.

Oeconomicae et pecuniariae quaestiones

Le Vatican (pas de blague!), ici. 

Bitcoin’s astronomical rise last year was buoyed by market manipulation, researchers say

Washington Post, here. 

Is Bitcoin Really Un-Tethered?

J. Griffin, A. Shams, here. 

The History of Innovation in Antitrust Law,

Disco, here. 

Pharmacies Accuse Drug Maker of Anticompetitive Contracting to Restrict Biosimilar Market

Akerman, here. 

Policy Recommendations on Augmented Intelligence

AMA, here. 

AAI AGAIN URGES FEDERAL CIRCUIT TO PREVENT COPYRIGHT OVERREACH IN SOFTWARE MARKETS (ORACLE V. GOOGLE)

Amicus Brief, here. 

The Government's Loss In AT&T-Time Warner Was A Waste Of Taxpayer Resources

H. Singer, here. 

Two Companies Won, American Democracy Lost

G. Sohn, here. 

Why Facebook and Google should pay you for your data

The Boston Globe, here. 

Digitalisation of money and the future of monetary policy

P. Bofinger, here. 

Snapchat is finally opening its app to developers — and has clearly learned from Facebook’s mistakes

Recode, here. 

Microsoft reportedly working on rival Amazon Go tech for cashier-free stores

The Verge, here. 

La donnée, une marchandise comme les autres ?

H. Isaac, ici. 

Comment définir et réguler les « données d’intérêt général » ?

B. PAILHÈS, ici. 

Le Big Data en agriculture

V. BELLON-MAUREL ITAP, P. NEVEU MISTEA, A. TERMIER  et F. GARCIA, ici and here. 

Données et règles de concurrence

A. Perrot, ici. 

Modèles économiques des données : une relation complexe entre demande et offre

P. Belleflamme, ici. 

Misinformation & missing information: a fix for fake news

Bruegel, here. 

Adyen share price doubles on market debut

FinExtra, here. 

Small wonder it had to go to trial!

FT, here. 

Antitrust law never envisioned massive tech companies like Google

R. Levine, here. 

Radical Markets: Uprooting Capitalism & Democracy for a Just Society

G. Weyl, Talk at Google moderated by its Chief Economist, here. 

AT&T Shellacs the Government in Time Warner Merger Case

R. Picker, here. 

Bitcoin Technology Opens Up Kenya's $20 Billion Informal Economy

Bloomberg, here. 

Amazon’s Clever Machines Are Moving From the Warehouse to Headquarters

Bloomberg, here. 

Data Ethics Framework

UK Government, here. 

Singapore to develop code for ethical use of AI and personal data

FT, here. 

Google, Carrefour Partner On eCommerce

Pymnts, here. 

Cryptomanced entity goes to Cade against banks

Devdiscourse.com, here. 

Ofgem issues statement of objections under the Competition Act to Economy Energy, E, and Dyball Associates

Ofgem, here. 

German Federal Court of Justice hands down landmark judgment in Cement Cartel Case

CDC, here. 

La Liga quiere usar móviles de particulares como espías a través de su aplicación

El Pais, aquì. 

Unlockd falls in face of Google threat and enters administration

Financial Review, here. 

Yahoo! fined £250,000 after systemic failures put customer data at risk

ICO, here. 

Le Conseil de la concurrence (LU) exempte l’accord mis en place par Webtaxi S.à.r.l. sur le marché de la réservation préalable de taxis

Décision n. 2018-FO-01, ici. 

Bedeutung digitaler Infrastrukturen in Deutschland. Chancen und Herausforderungen für Rechenzentren im internationalen Wettbewerb

R. Hintemann, J. Clausen, hier. 

Competition Commission of India may suggest structural changes in Walmart-Flipkart deal

Economic Times, here. 

Slower Productivity and Higher Inequality: Are They Related?

J. Furman, P. Orszag, here.

A helping hand for the invisible hand: the FCA’s approach to competition and innovation

C. Woolard, here.

Standard reading for my competition policy students. What a treat!

Is Blockchain the Death of Antitrust Law? The Blockchain Antitrust Paradox

T. Schrepel, here. 

Silicon Valley scooter wars

TechCrunch, here. 

The odd reality of life under China's all-seeing credit score

Wired, here. 

Special Report: Blockchain

FT, here. 

Google’s ties to Chinese telecom firm Huawei raise alarm in Congress

The Washington Post, here. 

Comments of the EDPS on a Proposal for a Regulation of the European Parliament and of the Council on a framework for the free-flow of non-personal data in the European Union

EDPS, here. 

IBM's world-class Summit supercomputer gooses speed with AI abilities

 Cnet, here.

Merkel auf digitalem Glatteis

FAZ, hier. 

Microsoft will ‘lose developers for a generation’ if it stuffs up GitHub, says future CEO

The Register, here. 

Survey: Consumer trust may be Amazon’s true competitive advantage

Search Engine Land, here. 

Australia’s cozy banking market feels some heat

FT, here. 

Reference re digital exhaustion

Case C-263/18, here. 

‘Big Tech’ Isn’t One Big Monopoly

Project Disco, here. 

The Value of Everything review: How to end the we make, they take economy

The Irish Times, here. 

How Ant Financial grew larger than Goldman Sachs

Cnbc, here. 

Chart of the Week: The Rise of Corporate Giants

IMF Blog, here. 

Technology, Political Economy, and the Role(s) of Law

J. Cohen, here. 

Blockchain at the OECD: Presentations available

Here. 

INDAGINE CONOSCITIVA SUI BIG DATA: PRIMI RISULTATI

AGCM, qui

Ant Financial shifts focus from finance to tech services: sources

Reuters, here. 

Data protection laws are shining a needed light on a secretive industry

B, Schneier, here. 

A Billionaire and a Yogi Team Up to Challenge WhatsApp. No, Not a Joke

Bloomberg, here. 

Ant Financial Raises $14 Billion as Funding Round Closes

Bloomberg, here,

Google promises no more use of its artificial intelligence tech in weapons

BoingBoing, here. 

Google Pay startet Ende Juni in Deutschland – mit der Commerzbank

Handelsblatt, hier. 

Several measures announced aimed at streamlining and simplifying mergers' procedures for companies

Autorité de la concurrence, here. 

The Internet: To Regulate or Not to Regulate?

CMA, here.

Inquiry here. 

The effect of market consolidation on innovation in the HDD industry

A.R. Bennato, S. Davies, F. Mariuzzo, P. Osmosi, here. 

Taxi, ride-sourcing and ride-sharing services - Summaries of Contributions

OECD, here. 

The Facebook comma

Transparency and the Marketplace for Student Data

C. Russell, J. Reidenberg, E. Martin, T. Norton, here. 

Airbnb removes 80% of Japan home-share listings

Asian Review, here. 

EU Competition Law Goals and the Digital Economy

A. Ezrachi, here.

Facebook Gave Device Makers Deep Access to Data on Users and Friends

NYTimes, here. See also 

It’s all happening in Australian competition law

Australian Competition Law, here.

Paul Francis: “We can achieve very good anonymity and still provide useful analytics”

LINC, here.

Automated individual decision-making and profiling?

ICO, here.

Google’s mobile web dominance raises competition eyebrows

Politico, here.

The Cost of Developers

Stratechery, here.

Control, Alt or Delete?

Which,.here..

Citi opens API sandbox

Finextra, h.

The Guardian view on Amazon: not a normal monopoly

The Guardian, here.

Deutsche Verbände zur ePrivacy-Verordnung

Hier.

DATENHANDEL UND PLATTFORMEN

R. Dewenter, H.Lüth, hier.

Killer Acquisitions

C. Cunningham, F. Ederer, S. Ma, here.

Unlockd will 'cease to exist' if Google blocks the app

Financial Review, here. 

Goldman Sachs Doesn't Think There's a Bubble in Tech Stocks

Bloomberg, here. 

Microsoft Buys GitHub for $7.5 Billion, Moving to Grow in Coding’s New Era

NYTimes, here. 

The Ideological Roots of America's Market Power Problem

L. Khan, here. 

A Letter to the FTC re Google

K. Ellison, here. 

Entry, Innovation and Productivity Growth in the U.S. Economy: Facts and Open Questions (i.e., Puzzles)

J. Haltiwanger, Presentation here. 

GitHub users are already fuming about the company’s sale to Microsoft for $7.5bn

Quartz, here.
Heise.de, hier: "Mal losgelöst von steuerlichen Erwägungen, die aus Microsoft-Sicht für die Akquisition sprechen, mag es für die Redmonder wohl auch darum gehen, die riesige Zahl der registrierten GitHub-Anwender – die Rede ist von 27 Millionen – zu den eigenen Angeboten insbesondere im Azure-Umfeld zu locken. Wie verheißend mag für Microsoft ein direkt aus GitHub nach Azure führender Deploy-Button sein!"

(Follow the data?)

Amazon and PayPal more trusted amongst younger generation than banks to hold their personal data

RFi Group, here. 

The Economics of Artificial Intelligence: An Agenda

NBER, Conference Papers here. 

Taking control of personal data is about your rights, not owning it

J. Tennison, here. 

A Study of NASA Scientists Shows How to Overcome Barriers to Open Innovation

HBR, here. 

Could the Steward Health v. BCBS Trial Revitalize Monopolization Law?

C. Sagers, here. 

So you think Alipay is just for the Chinese?

The Finanser, here. 

La rivoluzione copernicana del 25 maggio 2018 in materia di privacy

G. Buttarelli, here. 

U.S. Antitrust Law Could Break OPEC's Collusion On Oil Production Deals

Seeking Alpha, here. 

Evident Internet Market Failure To Protect Consumer Welfare

S. Cleland, here. 

Digital Capitalism’s War on Leisure

Democracy Journal, here. 

N26 will im Herbst in Amerika starten

FAZ, hier. 

Facebook Gave Device Makers Deep Access to Data on Users and Friends

NYTimes, here. 

Erste Bank will Google Pay anbieten

Die Zeit, hier. 

Wenn Amazon das Wohnzimmer zur Bank macht

Spiegel.de, hier.

Lively panel discussing the book ‘Economic negationism’ with one of the Authors, Pierre Cahuc

Video here. Just skip the introduction.

Cayman Islands-based blockchain start-up raises more than $4bn through an ICO offering

FT, here.

Tecnologia e lavoro prima della Rivoluzione Industriale: Il vetro di Murano

F. Trivellato, Video qui.

Artificial Intelligence: rethinking the business model

A. Goldfarb, Podcast here. 

Attempts at overcoming surveillance capitalism? Good luck with that

E. Morozov, video here (from 20:25) - at Trento Economics Festival.

The Multilateral Framework on Procedures in Competition Law Investigation and Enforcement (MFP)

M. Delrahim, here.

ICANN's Pre-emptive Attack On The GDPR Thrown Out By Court In Germany

TechDirt, here.

The Emancipation of Antitrust from Market-Share-Based Approaches

D. Zimmer, here. 

Amazon works its way deeper into customers’ lives

FT, here.

When technology serves people

M. Vestager, here.

Unternehmensberatung soll Renault und Peugeot bei Preisabsprachen geholfen haben

Spiegel.de, hier. 

An American Alternative to Europe’s Privacy Law

T. Wu, here.

Privacy by Design

EDPS, Opinion here.

Antitrust via Rulemaking: Competition Catalysts

T. Wu, here.

Consumer Costs of Anticompetitive Regulations

Open Markets Institute, Comments here.

Vestager: “Tiene sentido que las empresas paguen a los usuarios por sus datos”

ElPais, aquì.

A framework for the moderation of user-generated online content that puts human rights at the very centre

Special Rapporteur on the promotion and protection of the right to freedom of opinion and expression, here. 

Susan Athey: Why Business Leaders Shouldn’t Have Blind Faith in AI

Gsb.stanford.edu, here. 

Europe’s bank bosses stress need for consolidation

FT, here. 

Los bancos europeos piden poner coto a las tecnológicas

Expansion, aquì.

Fintech Developments: FTC, FDIC, OCC and More

Manatt, here. 

Keine Verfahrenseinleitung gegen die Lufthansa wegen Preishöhenmissbrauchs

Bundeskartellamt, Fallbericht hier. 

Bayern-Fußballstar James führt eigene Kryptowährung ein

FAZ, hier. 

Brad Smith:"the single greatest cost was the distraction...we missed search"

Recode, Video here (at (8:32).
Missed: not aware or didn't dare (to hamper Google et al. because of the annoying DoJ's antitrust laser beam)?

Going to show this video to my students...forever.

Funny though that antitrust might be considered a distraction by Big Tech, while many of their tools are generally considered weapons of mass distraction.

On First Day of GDPR, Ad Industry's Fears About Google Come True

Bloomberg, here. 

Cyber crooks claim to hit two big Canadian banks

Reuters, here. 

Justice department approves Bayer-Monsanto merger in landmark settlement

Washington Post, here. DoJ here. 

BancoEstado reabre cuenta a plataforma de criptomonedas

LaTercera, aquì. Background here.
TDCL: Demanda aquì; Resolución, aquí

Die Buchpreisbindung in einem sich ändernden Marktumfeld

Monopolkommission, hier. S. auch hier. 

From Open Banking to Open Everything

J. Fingleton, here. 

Microsoft is creating an oracle for catching biased AI algorithms

MIT Technology Review, here. 

DATENRECHTE – EINE RECHTS - UND SOZIALWISSENSCHA FTLICHE ANALYSE IM VERGLEICH DEUTSCHLAND - USA

L. Specht, W. Kerber, hier. 

ICANN goes to Court

Hier. 

Legal Engineering on the Blockchain: 'Smart Contracts' as Legal Conduct

J. Goldenfein, A. Leiter, here. 

Angela Merkel fordert Besteuerung von Daten

Zeit.de, hier. 

Why China’s Payment Apps Give U.S. Bankers Nightmares

Bloomberg, here. 

A Brief History of AI

F. Corea, here. 

Who will win the race for AI?

FT, here.

Fintechs and regulatory compliance

Deloitte, here. 

The G.D.P.R., Europe’s New Privacy Law, and the Future of the Global Data Economy

J. Powles, here. 

Data, algorithms and policies

ECLAC, here. 

What You Should Do With All Those Privacy-Policy Emails Before You Delete Them

A. Glaser, here. 

How to recognize the banks that can survive the fintech threat

American Banker, Podcast here.

RGPD : vous voulez récupérer vos données ? My Data Request vous accompagne

Numerama, ici.

Leave Silicon Valley alone

The Week, here.

Building a cathedral: digital markets, economics-based enforcement and commitment to sound procedures

M. Delrahim, here.

HOW EUROPE'S GDPR REGULATIONS BECAME A MEME

Wired, here.

Google employees are being targeted with this ad urging them to consider their role in making search rankings more fair

Recode.net, here.

More effective than competition enforcement?

How Can Humans Keep the Upper Hand? The ethical matters raised by algorithms and artificial intelligence

CNIL, here. 

Antitrust Enforcement Against Platform MFNs

J. Baker, F. Scott Morton, here.

Multisided Platforms and Antitrust Enforcement

M. Katz and J. Sallet, here. 

Beyond Brooke Group: Bringing Reality to the Law of Predatory Pricing

C. Hemphill and P. Weiser, here. 

Invigorating Vertical Merger Enforcement

S. Salop, here. 

AI IN FINANCIAL SERVICES: NEXT STEPS TO REALISING THE POTENTIAL

FinExtra, here. 

#GDPRDay

HT to @GMamdani

Insurance 2030—The impact of AI on the future of insurance

McKinsey, here. 

DSGVO-Beschwerden gegen Android, Instagram, Whatsapp und Facebook: Max Schrems legt los

Heise.de, hier. See also here.

Amazon confirms that Echo device secretly shared user’s private audio

ArsTechnica, here.

Dutch lender ABN Amro’s website slowed by cyber attack

FT, here. 

Making Sense of the Intricacies of Online Advertising Market: The French Autorité de la concurrence ’s Take

I. de Silva, here. 

Amazon’s Finance Ambitions Are Drawing Attention From the Fed

Bloomberg, here. 

Zuckerberg set up fraudulent scheme to 'weaponise' data, court case alleges

The Guardian, here.

Cryptocurrencies: Commodity Dynamics and Cartelization

P. Heilberg, here.

U.S. Launches Criminal Probe into Bitcoin Price Manipulation

Reuters, here.

Russia’s Gazprom dodges fine in EU antitrust settlement

FT, here.

Commission imposes binding obligations on Gazprom to enable free flow of gas at competitive prices in Central and Eastern European gas markets

EC, Press Release here. 

Are all these GDPR-consent emails even necessary?

iapp. here. 

Whatsapp gibt Nutzerdaten an Facebook weiter

SZ.de, hier. S. auch hier.

Privacy and Freedom of Expression In the Age of Artificial Intelligence

Article 19 and Privacy International, here. 

The International Impact of the General Data Protection Regulation

I. Rubinstein, B. Petkova, here. 

Legal and regulatory issues businesses should be thinking about now when it comes to AI.

Hogan Lovells, here. 

GOOGLE’S SELFISH LEDGER IS AN UNSETTLING VISION OF SILICON VALLEY SOCIAL ENGINEERING

The Verge, here. 

Big Brother Goes Digital

NYBooks, here. 

Sustainable Financial Services in the Digital Age

UK Finance, here. 

Online platforms and exclusionary abuses – Unlockd vs. Google- a seminal case in the making?

Coreblog, here. 

The need for a new personal data infrastructure

Mydex, here.

Google says India anti-trust ruling could cause 'irreparable" harm': document

Reuters, here. 

Antitrust nearly slew Microsoft. Can it adapt to tech giants like Facebook?

San Francisco Chronicle, here. 

Tech Platforms and the Knowledge Problem

F. Pasquale, here. 

Diskussionen zwischen KI-Systemen sollen Entscheidungen nachvollziehbar machen

Heise.de, hier. 

Brokers, dealers and the regulation of markets: Applying finreg to the giant tech platforms

Synthetic Assets, here. 

‘60 Minutes’ Report Targets on Google Antitrust Risks

Bloomberg, here. 

‘Crush Them’: An Oral History of the Lawsuit That Upended Silicon Valley

The Ringer, here.

BIG DATA IM BEREICH HEIM UND FREIZEIT

ABIDA, hier. 

Deutsche vertrauen Algorithmen nicht

Zeit.de, hier. 

Activists turn tables on companies as EU privacy law comes in

Reuters, here. 

All Roads Lead to Rome: Enforcing the Consumer Welfare Standard in Digital Media Markets

M. Delrahim, here. 

Is Blockchain Hype, Revolutionary, or Both? What We Need to Know

S. Oh, S. Wallsten. here. 

Platforms and Infrastructures in the Digital Age

P. Constantinides, O. Henfridsson, G. Parker, here. 

Superintendência-Geral recomenda arquivamento de dois processos contra o Google

CADE, aqui (nota técnica aqui.)

Is human society prepared for the rise of artificial intelligence?

H. Kissinger, here.

Open Letter in Support of Google Employees and Tech Workers

ICRAC, here. 

Why Blockchain is Hard

J. Song, here. 

Algorithms have become so powerful we need a robust, Europe-wide response

M. Schaake, here. 

Welche Lösungen es jetzt braucht, damit algorithmische Prozesse den Menschen dienen

Algorithmenethik.de, hier. 

Ein Vergleich der Tech-Giganten Chinas

Paymentandbanking, hier. 

Le grand débat de la donnée

Replay ici. 

Google Employees Resign in Protest Against Pentagon Contract

Gizmodo, here. 

The Curse of Bigness Revisited

T. Wu, Video here. 

U.S. vs. Microsoft: 20 Years Later, Lessons Learned and the Path Ahead

Yelp Video, here.

Highest exposure to antitrust enforcement (Panel 1)?
G x x x x
Apple
F x
Amazon x x x

(Gary Reback getting more depressed after each panel).

BLUMENTHAL & MARKEY CALL FOR INVESTIGATION INTO GOOGLE’S COVERT LOCATION TRACKING

Markey.senate.gov, here. 

Corralling the Info-Monopolists

Project Syndicate, here. 

New Commissioner Says FTC Should Get Tough on Companies Like Facebook and Google

ProPublica, here.

Algorithmic Accountability

ABIDA, hier. 

The GDPR was never going to change behaviour overnight

G. Buttarelli, here. 

Australian regulator investigates Google data harvesting from Android phones

The Guardian, here.
No Oracle's submission to be found here.
I think Gary Reback mentioned that "they" tried to bring data protection into the EU Android investigation but didn't succeed in convincing the EC (check here si jamais).

Google's plans to use AI to help the blind

CNN, here. 

Morgan Stanley to Follow Goldman in Bet on Brazilian Fintech

Bloomberg, here.
"Lively" competition enforcement factored in by investors, or competition authorities getting active because of the economic relevance of the sector?

GDPR will pop the adtech bubble

D. Searls, here.

Asus to pay 65m euro settlement for price manipulation

Asia Nikkei, here. Case here. 

Guidance on Transaction Value Thresholds for Mandatory Pre-merger Notification

Bundeskartellamt, here. Draft for public consultation.

Why so much debate about personal data misses the point

Mydex, here. 

Facebook Plans to Create Its Own Cryptocurrency

Cheddar, here. 

'Big Brother' AIB now spying on customers' social media accounts

Irish Independent, here. 

Quel menu pour nourrir l’intelligence artificielle? Pouvez-vous passer la carte?

A. Strowel, ici. 

Artificial Intelligence for the American People

The White House, here. See also here.

Google now says controversial AI voice calling system will identify itself to humans

The Verge, here.

ICOs are Cancer

M. Flaxman, here.

Some Android features not coming to Samsung

Economic Times, here.

Unlockd wins first battle of Google legal war for survival

AFR, here.

Unfolding the New-Born Right to Data Portability: Four Gateways to Data Subject Control

H. Uršič, here.

I am a data factory (and so are you)

Rough Type, here.

Three Fintechs leading Open banking initiatives in the UK

DailyFintech, here.

White House Assures Google, Goldman AI Won't Get Heavy Hand

Bloomberg, here.

CCI brings algorithms used to price air tickets under the scanner

Business Standard, here.

EPIC Seeks Records from FTC Regarding Irish Audits of Facebook

EPIC, here..

DOJ’s Brief in Apple V. Robert Pepper

Here.

A capability-based model to explain the (r)evolution of the banking industry

BIAN, here. 

Examining the Bulgarian Presidency’s latest draft of the ePrivacy Regulation

M. Fazlioglu, here. 

Google grapples with ‘horrifying’ reaction to uncanny AI tech

Bloomberg, here. 

Beaches and Bitcoin

H. Peirce, here. 

GDPR, Data Portability and Data About Multiple People

IF and ODI, here. 

La donnée est-elle le nouveau pétrole ou un nouvel environnement ?

J. Krewer, ici. 

Monzo, the U.K. challenger bank, now lets you pay ‘Nearby Friends’

TechCrunch, here. 

The Public Interest Standard and the Dangers of Discrimination

R. Alford, here. 

Intentando blindar el sector del taxi frente a la competencia, los tribunales y el interés público

Hay derecho, Aquì

Google Maps API pricing got you down? See these best alternatives

Geo awesomeness, here

Service Workers Forced to Act Like Robots Meet Their Match

The Atlantic, here. And don’t miss the conversations, truly jawdropping. Getting rid of this further pain point will likely increase Google’s power of “recommendation”. 

AI Isn’t a Crystal Ball, But It Might Be a Mirror

J. Ito, here.

Europa lädt das Update hoch

Die Zeit, hier. 🐌

Ticketmaster could replace tickets with facial recognition

The Verge, here.

ETH-Professor zu umstrittenen Belohn-Apps von Krankenkassen: «Mir sind sie zu intransparent»

AZ, hier.

Uber/Grab merger: Appointment of monitoring trustee to monitor compliance with CCCS’s Interim Measures Directions

CCCS, here. 

Uber’s self-driving car saw the pedestrian but didn’t swerve – report

The Guardian here. 

What is edge computing?

TheVerge, here. 🐌

Jan Philipp Albrecht: "Ein großer Schritt voran"

BR.de, hier. 

Study on emerging issues of data ownership, interoperability, (re-)usability and access to data, and liability

Deloitte for DG Communications Networks, Content & Technology, here.
(rating: 🐌🐌 medium slow reading required).

AUSWIRKUNGEN VON BIG DATA AUF DEN MARKT DER ONLINEMEDIEN

ABIDA.de, hier. 

Algorithms as Illegal Agreements

M. Gal, here.
🐌🐌🐌

Amazon, the Elephant in the Antitrust Room

NYTimes, here. 

Amazon Offers Retailers Discounts to Adopt Payment System

Bloomberg, here. 

Radical Markets and...the Blockchain

E. Posner, G. Weyl, here (from 5:33:16).

Entwurf der ePrivacy Verordnung – Neue Fassung zum aktuellen Stand im Rat der Europäischen Union

De Lege Data, hier. 

La défense de la création passe par la régulation

F. Nissen, ici. 

Digitalisierung im Alltag: 4 von 5 Deutschen verwenden Online-Bezahldienste

WiWo, hier. 

GOOGLE AND GDPR HAND PUBLISHERS A HARD CHOICE

AdAge, here. 

Online platforms under fire as EU pushes for transparency on search results

EurActiv, here. 

Big tech, power and responsibility

FT, Big Picture, Audio here. 

Is Blockchain Hype, Revolutionary, or Both? What We Need to Know.

TPI, here. 

Why the net giants are worried about the Web 3.0

G. Zago, here. 

ACCC chair Rod Sims puts Google, Facebook on notice

Theaustralian.com.au, here. 

Canberra creates a brave new data world

The Mandarin, here. 

It’s not just monopoly and monopsony

EPI, here. 

Analyse: Warum an den Payment-Coup der Deutschen Bank ein paar Fragezeichen gehören

Finanz-Szene.de, hier. 

Microsoft Pay comes to Outlook, integrating Stripe, Braintree, Sage, Wave and more

TechCrunch, here. 

Artificial Intelligence — The Revolution Hasn’t Happened Yet

M. Jordan, here.

I thought you might like this visualization of the terms and conditions of the different apps

@dimitryarov

Datenschutz und Technikgestaltung

J. Pohle, hier.
🐌🐌🐌

Implications of E-commerce for Competition Policy

OECD, Background Note, here.

(Many overlaps with previously discussed topics; and plain vanilla shopping is the new e-commerce).

Ripple Sued for Securities Law Violations

CryptoLaw, here. 

Questions and Answers: Directive on Security of Network and Information systems, the first EU-wide legislation on cybersecurity

EC, here. 

JPMorgan files blockchain interbank payment patent

FinExtra, here. 

How Essential are Standard-Essential Patents?

M. Lemley, T. Simcoe, here. 

Instagram quietly launches payments for commerce

TechCrunch, here.
...and data quietly going to Facebook?

EU considers using algorithms to detect anti-competitive acts

Reuters, here. 

A Comparative Study of Competition Law Relating to the New Economy: A Case Law in the European Union

J. Sop Choi, here. 

Amazon and the Unwisdom of the Populist Crowd

Truth on the Market, here. 

Gegenentwürfe zum Datenkapitalismus sind nötig

Netzpolitik, hier. 

Conditions d'application du droit de la concurrence au secteur agricole

Autorité de la concurrence, ici. 

A fair deal for consumers in Belgium

M. Vestager, here. And, not mentioned in the text:

How Much Is It Worth to Use Facebook? It Depends

C. Sunstein, here. 

Jack Ma's Free Spending Ways Are Spooking Alibaba Investors

Bloomberg, here. 

I TRIED LEAVING FACEBOOK. I COULDN’T

S. Jeong, here. 

Karl Marx: Bewunderer und Verächter des Kapitalismus

FAZ, hier. 

Comcast’s bid to acquire Sky and its effects on competition in the EU

D. Geradin, here. 

The Fallacy of the Free Market

J. Kwak, here. 

Facebook hired eHarmony's chief scientist for...God knows what

TechCrunch, here.
"But Facebook has confirmed to us that Carter is not working on the new dating service, and the company declined to say what he is doing."

IBM buys aggregation and analytics software provider Armanta

FinExtra, here. 

Data Analytics and The Death of The Modern Banking Industry

The Financial Brand, here. 

Inovação Tecnológica e Concorrência no Setor Financeiro em Portugal

Autoridade da Concorrência, aqui. 

Aadhaar doesn't pose any privacy issue: Bill Gates

The Times of India, here. 

Who should hold the keys to our data?

The Guardian, here. 

Durchsetzung nach Datenlage

FAZ, hier. 

Digital platforms inquiry submissions published

ACCC, here. 

Tim Cook’s company is a rock of common sense in an industry that’s gone rogue.

Bloomberg, here. 

Blockchain insiders tell us why we don't need blockchain

FT, here. 

Australia's Largest Bank Lost The Personal Financial Histories Of 12 Million Customers

BuzzFeedNews, here. 

ARE GOOGLE AND FACEBOOK UNDERMINING EUROPE'S PRIVACY RULES?

Wired, here. 

The Rise and Development of FinTech

R. Teigland et al., here. 

Taxi, ride-sourcing and ride-sharing services

OECD Secretariat, Background Note, here. 

Competition Policy and the Tech Industry – What’s at stake?

B. Hoffman, here. 

Facebook is taking on Tinder with new dating features

The Verge, here. 

2018 Global Payments Insight Survey: Retail Banking

Ovum, here. 

PTO's Iancu: AI Algorithms Generally Patentable

Broadcastingcable, here.

The Australian Government’s response to the Productivity Commission Data Availability and Use Inquiry

Here.

Out of the DOJ Ashes Rises the FTC Phoenix: How to Enhance Antitrust Enforcement by Eliminating an Antitrust Enforcement Agency

D. Bush,  here.

WhatsApp founder plans to leave after broad clashes with parent Facebook

Washington Post, here.

"The founders also clashed with Facebook over building a mobile payments system on WhatsApp in India"

Consumer groups publish Open Banking Manifesto

Finextra, here. Manifesto here.

Sprint and T-Mobile Try Again, but Antitrust Hurdles Remain the Same

NYTimes, here.

First person convicted under Malaysia’s fake news law gets month in jail

The Verge, here.

The economics of artificial intelligence

A. Agrawal, here.

Google’s Sergey Brin warns of the threat from AI in today’s ‘technology renaissance’

The Verge, here. See also FT, here.